Roofing FAQs

Hiring a contractor for your home or business is a big decision—and one that shouldn’t be taken lightly. One of the most important factors to consider when choosing a contractor is whether they are licensed and insured. These credentials aren’t just formalities—they’re essential protections for both the contractor and the customer.

A license proves that the contractor has met the required standards set by the state or local authority. This includes passing exams, demonstrating experience, and complying with local building codes. A licensed contractor is more likely to understand the regulations and safety protocols necessary for the job, which helps ensure the work is done right the first time.

Just as critical is insurance. A properly insured contractor carries general liability and, often, workers’ compensation. This means that if something goes wrong—like damage to your property or an injury on the job—you won’t be stuck footing the bill. Without insurance, you could be held legally and financially responsible for accidents that occur on your property.

Working with an unlicensed or uninsured contractor might save you a little money upfront, but the risks far outweigh the savings. From poor workmanship to costly lawsuits, the potential consequences can be severe. Always ask for proof of both a valid license and current insurance coverage before any work begins.

In short, a licensed and insured contractor brings accountability, professionalism, and peace of mind. Whether you’re planning a major remodel or a minor repair, don’t take shortcuts. Protect your investment—and yourself—by choosing a contractor who’s qualified, covered, and committed to doing the job safely and correctly.