Here we answer some of your MOST asked questions about your roof and roofing contractors!

Roofing FAQ

🏠 How to Avoid Roofing Scams in Georgia

When you live in Georgia, storm seasons can bring unwanted attention—namely from so‑called contractors offering roof replacements or “insurance schemes.” Protect yourself with these smart strategies:

1. Beware of “Storm Chasers”

After hail, wind, or thunderstorms, door‑to‑door roofers often pitch and pressure you into signing quickly. In Georgia, these so‑called storm chasers may lack insurance, disappear after demanding payment, or file inflated claims with your insurer. Conversely, legitimate roofers wait for customers to approach them and rarely cold‑call unless referred.

2. Don’t Accept Offers to “Waive Your Deductible”

Georgia law expressly prohibits contractors from paying your insurance deductible or filing claims on your behalf unless they’re licensed public adjusters. Accepting such offers may implicate you in insurance fraud and could void your claim.

3. Always Get Multiple Written Estimates

Never rely on one quote. Aim for at least three written estimates from different contractors with comparable specifications. If one comes in unusually low, it could be bait meant to lock you in—only to charge surprise change orders later.

4. Insist on a Detailed Written Contract

Your contract should spell out a breakdown of materials, labor, timeline, payment schedule, and both material and workmanship warranties. Avoid vague or verbal-only contracts. Always pay in stages—typically 10–30 % deposit, second payment mid‑project, and final payment only after you’re fully satisfied.

5. Verify Credentials and Insurance Coverage

Georgia doesn’t require state licensing for roofers, but many cities mandate permits or local registration. Ask for evidence of general liability and worker’s comp insurance, confirm business registration with your city or county, and verify manufacturer certifications if they advertise them.

6. Check Reviews and References

A reputable Georgia roofing company should have a strong online presence—reviews on BBB, Google, Angi, or Nextdoor. Ask for references, call those customers, and if possible visit recent jobs in person. Be wary of contractors with no local review history or predominantly negative feedback.

7. Spot High‑Pressure Sales Tactics

If a contractor pushes for an immediate decision, warns that materials are dwindling, or offers a limited‑time discount, slow down. Ethical contractors welcome questions and will never rush you into signing without time to think and compare.

8. Be Skeptical of Damage Claims You Didn’t Ask For

If you did not request an inspection, be cautious of anyone approaching you unsolicited. They may exaggerate damage or even cause it themselves during their “inspection.” Always be present and ask to see photos or documentation when they point out damage.

✅ Quick Checklist Before You Hire

🔧 What to Do if You Suspect a Scam

If you believe a roofing contractor has engaged in fraudulent behavior or misrepresented your insurance claim, you can report them:

• Georgia Department of Insurance Fraud Investigation Division
• Georgia Attorney General’s Consumer Protection Division
• Better Business Bureau complaint portal
• Preserve all documents, photos, receipts, and correspondence—it may help if you need to escalate or involve legal counsel

By staying informed, connecting with trusted local contractors, and refusing pressure or upfront over‑payments, you can confidently protect your home and avoid roofing scams in Georgia.